Vision Insurance

Vision Insurance

Investing in a vision insurance plan offers numerous advantages and serves as a critical component of overall healthcare coverage. Here are a few reasons why someone would want vision coverage.

Cost Savings on Eye Care: Vision insurance helps individuals save money on routine eye care expenses, including comprehensive eye exams, eyeglasses, contact lenses, and prescription lenses. According to the Vision Council of America, nearly 75% of adults in the United States use some form of vision correction, whether it be glasses or contact lenses. With the average cost of a comprehensive eye exam ranging from $50 to $250, and the cost of a pair of prescription eyeglasses averaging around $200 to $600, the expenses associated with routine eye care and corrective eyewear can add up significantly over time. These costs can pose a financial burden for individuals and families, particularly those with multiple dependents or individuals who require specialized eyewear due to specific vision needs or eye conditions.

Access to Preventive Eye Care Services: Regular eye exams are essential for maintaining good eye health and detecting early signs of vision problems or eye diseases such as glaucoma, cataracts, and macular degeneration. Vision insurance encourages individuals to schedule routine eye exams by covering part or all of the cost, thereby promoting preventive care and early intervention for eye-related issues.

Coverage for Eyewear and Contact Lenses: Vision insurance typically includes coverage for eyeglasses and contact lenses, either through allowances or discounts on frames, lenses, and contact lens fittings. This coverage ensures that individuals have access to corrective eyewear that meets their visual needs without incurring significant out-of-pocket expenses.

Flexible Plan Options: Vision insurance plans often offer flexible coverage options to suit individuals’ needs and budgets. Depending on the plan, individuals may have the choice of basic coverage for routine eye exams and eyewear or more comprehensive coverage that includes additional services such as lens upgrades, lens coatings, and specialized eyewear.

While some health insurance plans may have built in vision, most do not. And sometimes you need more than what is given on your plan. Choice Benefits works with reputable companies such as Ameritas, and EMI to give you multiple options when searching for a vision plan that fits your needs. Contact us today for more information!

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