Dental Insurance

Dental Insurance

Having a dental plan offers numerous benefits and reasons why someone would want to invest in one. Here are some compelling reasons:

Preventive Care: Dental plans often cover preventive services like routine cleanings, exams, and X-rays. Regular dental check-ups can help prevent dental problems such as cavities, gum disease, and tooth decay. By having access to preventive care, individuals can maintain good oral health and potentially avoid more costly and invasive treatments in the future.

Financial Protection: Dental treatments can be expensive, especially for more complex procedures like root canals, crowns, or orthodontic work. A dental plan helps individuals manage these costs by providing coverage for a portion of the expenses. This financial protection can alleviate the burden of unexpected dental bills and make necessary treatments more affordable.

Access to Network Providers: Many dental plans have networks of dentists who have agreed to provide services at discounted rates for plan members. This means individuals can access quality dental care from reputable providers within their network, often at a lower cost than if they were to seek out-of-network services.

Emergency Coverage: Dental emergencies, such as severe toothaches, chipped teeth, or injuries to the mouth, can happen unexpectedly. A dental plan can provide coverage for emergency dental treatments, ensuring individuals receive prompt care when needed without facing significant financial strain.

Overall Health Benefits: Oral health is closely linked to overall health and well-being. Poor oral health has been associated with various systemic conditions, including heart disease, diabetes, and respiratory infections. By maintaining good oral hygiene and addressing dental issues promptly, individuals can support their overall health and potentially reduce their risk of developing certain medical conditions.

Coverage for Major Procedures: Dental plans often cover major procedures like fillings, extractions, and oral surgeries. Without coverage, the cost of these treatments can be prohibitive for many individuals. Having a dental plan provides peace of mind knowing that coverage is available for both routine and more extensive dental procedures.

Family Coverage: Dental plans typically offer options for family coverage, allowing individuals to extend coverage to their spouse and dependents. This ensures that everyone in the family has access to essential dental care, promoting oral health for the entire household.

While some health insurance plans may have built in dental and vision, most do not. And sometimes you need more than what is given on your plan. Choice Benefits works with reputable companies such as Ameritas, Delta Dental, and EMI to give you multiple options when searching for a dental and/or vision plan that fits your needs. Contact us today for more information!

Our Services